Prisededécisiondelabanque

You will not have to torture you any more the spirit while asking you “how you will cure all your expenditure? how will you leave yourselves there? ”. Nothing simpler now because the solution is with your range. The majority of the customers who subscribe with the repurchase of credit are “clipri” also called particular customers. With the fact, in the Bank three kinds of customers are registered who can profit from an application for credit according to their preference: them “clipri” that I have just mentioned or customers particular (bureaucrat, civil servant, all those which transfer their wages at the Bank) them professional “clipro” or customers (of which the profession is liberal: tradesmen, craftsmen, dressmakers, ?) them customers “undertaken” (companies: large or average). All these customers thus can have credit but in fact the guarantees differentiate them. For the case of the professionals and companies, the conditions of acquisition of a credit are the mortgages (house, car, ?), the hypothecation (goods), or, the interdependent quotient (a rich and easy person guarantees the loan). But it there in the condition of the partnership also, for example, for the Police force and the Civils servant, the existence of G.B.A.E or Banking Counter of the Government officials. With this mode of loan, the Bank offers exclusive advantages like overdraft facilities, reduction on rate of the credit and well of others still. For the case of the private individuals, before, and even today still, the loan is conditioned by the transfer of the wages. On the other hand, so front it took two years of seniority within the company employer to profit from the loan, the Bank carried out a lightening; with the result that even if the private individual were employed only three or six months and that the company wants to be guaranteeing well, this one can apply for a bank loan and to be delighted twenty-four or forty-eight hours by them afterwards according to the time by withdrawal. The repurchase of credit is very requested by the private individuals. With the special offers which to them are dedicated (ex: special celebrates of Christmas, return to school, ?), the private individuals are given a credit atpreferential rate i.e. even if they are in period of refunding and that the desire to them has just had the special offer, that their is possible, so of course, refunding runs six months near. Let us say, to be clearer, if the remainder to be paid for the customer is of 5. 000. 000 francs malagasy and that this one made a new loan of 15. 000. 000 francs malagasy, it has an advantage of 10. 000. 000 francs malagasy, but n the other hand, the Bank will impose to him a penalty of anticipation from 3 to 5% of the remaining amount. All that to say to you that one never loses by having confidence with our bankers. Then, don't I have does not say you how much it is advantageous and interesting to adopt this policy of loan? If you still hesitate, will know that there is not average to know if it is profitable or not separately to return to you in the agency of your choice and to thus inform themselves on unfolding of this transaction. But I say it to you, and repeat it to you, you are not losing if you test the repurchase of credit, especially you particular. Profit as long as the opportunity arises to you! You know! myself, I was like you, very reticent, when me the same proposal was made, until I noted it although it could bring to me while adhering to me to it and enjoyed his benefits. Do not think only I force you the hand, far from me this idea! I am there to advise you and direct you in the way which I think of being good for you! But is with you to see, it returns from there only to yourself to decide. On the other hand, do not wait too a long time, the others precede you!

Publié le 30 novembre -1