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Because even being outgoing of an university of accountancy I could not solve my financial problems with small calculations which I made almost the every day with the FAC. After having carried out my studies abroad, I finally returned in my native land and I had decided to undertake some activities to do a little money to me and to prepare my future life. At once arrived, I planned a small discussion with a friend who had become real estate agent and which knew well the cities of the country and especially the capital, where I wanted to operate. He proposes a big room then to me that he was to sell. After having lengthily discussed on the price, the capacity of the room, his accessibility, I accepted his proposals. At this time I hardly worried about the prices and where to find money because abroad I could save a small package of money which I used to buy the room. The bought room, it was necessary that I find what to make this room. For all, it was necessary that I find something to live until I find a good work. After reflecthaving reflected much, I chose to make room a large cabaret-restaurant. I knew well that I have still many work to carry out and especially much money to be spent. Moreover, it is thus necessary to spend money to rehabilitate the room, at this time I regarded the sum planned for this rehabilitation as small. The rehabilitation was quickly made and I was to pass to other stages of my project, i.e. the purchase of the pieces of furniture and apparatuses household, the constitution of the team which was to work with me. I then started to realize that my expenditure was enormous. But I did not do too many concern because I knew that the organizations of credit could save me the setting. Indeed, I contacted an organization of credit and one affirmed me that there were no problems. I am delights because I expected it. I then signed all the contracts and my work began again. Only one month then was enough us to open the restaurant, I were really charmed result. I said myself that now I will be able to take a little time and a little money for me. In spite of my experiment and my diplomas, I forgot a small detail which quickly became a very major problem. The months passed and so much discounted success was not yet there. I paid more than I did not receive any. I quickly was a work in a company because I knew that without that I risked large. From this moment, my financial problems became less serious, or almost. As the company which engaged to me is a very young company, the persons in charge announced already a reorganization because of the debts which the company was to pay per Ci and there. Very quickly, the dismissals started and after three months and half, I was not reproduced toutjours not on the list of lincenciés. But my joy will be of very short duration because one day or the other my turn will arrive. The company could not overcome its problems and closed the doors. As I was absolutely to find me a work, I did not even have make an investigation into the company. I deplored for this fault and especially I worried for the restaurant which still did not take a lead in the market. I thought whereas would be surely with the turn of my small company to fall in bankruptcy. I then assembled another file which will enable me to begin a long publicity campaign. after acceptance of the file, I could begin the diffusion of my publicities. After two weeks of publicity, the restaurant started to accommodate world. Meanwhile, I have to borrow money per Ci and paying there my monthly payments near the organizations of appropriations. I did not want to recognize it but actually, at this time there, I super was involved in debt and the receipts of the restaurant were not enough to pay the monthly payments of refunding. My problem was far from being solved. I spoke about it much with my friends and they proposed to me to contact an organization of repurchase of credit. As I did not know the concept yet, I have of the surfer on Internet in order to have more information. The offers of the one of them held my attention and very quickly here me is in its room. The organization of repurchase of credit then contacted the organizations of credit auprès of which I contracted appropriations to pay all my monthly payments. After having explained to the person in charge my case, one proposed to me a new monthly payment but this time Ci àrégler near the organization of repurchase of credit and an amount less raised, more adapted to my financial position. Today I delighted because I can save a little money and the restaurant is becoming the large cabaret - restaurant which I had imagined. What a joy, what a relief! That enabled me to call in question my capacities. It was the greatest experiment of my life management accountancy. I advise with those which have similar problems to keep hope and to find a compromise near the organizations of repurchase of credit.

Publié le 30 novembre -1